Privacy policy

CoCap is a company for assisting people invest their money in renewable energy ventures/projects. It is affiliated to CoCap Solutions Private Limited("Company" or "CoCap"), a private limited company having its registered office at Sy134/2&134/2/P, Flat No505, Urban Nest, Anjaiah Ngr,Gachibowli, Seri Lingampally, Hyderabad, Rangareddi, Telangana, India, 500084. ("We", "Us" or "Our" which expression shall mean and include its affiliates, successors and permitted assigns) and provides certain services on website https://www.collectivecapital.in/ ("Website"). This Website is owned by the Company and operated by the name of "CoCap". CoCap is committed to respecting the privacy rights of our customers, visitors, and other users of our services provided via our website and/or call center. We are committed to fair information practices and the protection of privacy. This Privacy Policy is only applicable to our site, and not to any other websites that you may be able to access from our site, including our partners' sites, each of which may have data collection, storage, and use practices and policies that may differ significantly from this Privacy Policy. Your use of the site is governed by this Privacy Policy and the Terms of Use of Collectivecapital.in

This privacy policy ("Policy") constitutes a legal agreement between you ("You" or "Your" or "User"), as the user of the Website, and Company, as the owner of the Website. This Policy only applies to Users of the Website and the information and data we directly collect from them; it does not apply to any other data or websites. You are hereby cautioned to read this Policy carefully and comprehend the nature, use, disclosure, and sharing of sensitive, personal, and other information, as well as the purpose and collection of such information.

This Policy has been created in accordance with the provisions of (Indian) Information Technology Act, 2000 ("IT Act") and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 ("IT Rules") promulgated thereunder, and sets out the practices and policies for the protection of personal information (including sensitive personal data or information) collected, received, possessed, stored, dealt with or handled by Company.

BY VOLUNTARILY PROVIDING US WITH INFORMATION, YOU ARE CONSENTING TO OUR USE OF IT IN ACCORDANCE WITH THIS POLICY.

1. Applicability

1.1. Our Policies and practises on the collection, use, storage, and disclosure of any information, including business and personal information submitted by You while using Our Website, are described in this Policy when viewed in conjunction with our Terms of Service. The processing of personal information and sensitive personal data or information provided by You while using Our Website is explicitly governed by this policy, as is I the collection and use of such information.

1.2. Your use of the Website will be governed by this Policy in addition to the Terms of Service as applicable to You.

2. Definitions

Capitalized terms not otherwise defined in this Policy or the Terms of Service shall have the following meaning:

2.1. Personal Information: Any information relating to a natural person that, directly or indirectly, when combined with other information already available or likely to become so, is capable of identifying that person and is not otherwise publicly available is referred to as personal information. Examples of personal information include, for the avoidance of doubt, a person's name, age, phone number, address, date of birth, voice, opinions about other people, national insurance number, driving licence number, permanent account number, Aadhar Card details, etc.

2.2. Sensitive Personal Data or Information: personal information, which consists of information relating to any to the following of an individual: (a) passwords; (b) physical, physiological and mental health condition; (c) biometric information (information derived from technologies that measure physical human characteristics such as voice patterns, fingerprints, facial patterns; (d) medical records; (e)sexual orientation (f) financial information such as bank account or other payment instrument details; etc.

2.3. User Information shall mean, collectively, Your Personal Information and Sensitive Personal data or any other information collected from You.

2.4. Terms of Service shall mean terms and conditions provided on the Website.

3. Collection of Information

3.1. Company will use the User Information provided by You only in accordance with the purposes described in this Policy.

3.2. In general, You are not required to reveal Your identify or other Personal Information in order to browse Our Website. However, You may not be able to access multiple areas of the Website that require registration.

3.3. Minors are prohibited from using Our services and We are committed to not collecting Personal Information from any minors viewing the Website.

3.4. During Your use of Our Website, We may collect and process such information from You, including but not limited to the below mentioned:

3.4.1. Personal Information and Sensitive Personal Information, including Permanent Account Number (PAN) card details, Aadhar card details, contact information (name, age, email address, mailing address, phone number), financial information (bank account details, IFSC, payment instrument details), unique identifiers (user name, account number, password), are all examples of personal information and sensitive personal information. You will be informed and given the option to choose the information that will be made public and private when your profile/account is created on the website;

3.4.2. Information that You provide when You write directly to Us (including by e-mails or Short Message Service (SMS) or letters); E-mails and SMS relating to transactions on the Website. 3.4.3. Information that You Provide to Us to enable us to provide our Services; 3.4.4. Information that You provide to Us by completing surveys, feedbacks etc.;

3.5. Sensitive Personal Information:

3.5.1. Company will not collect Sensitive Personal Data or Information from You unless the collection of such sensitive personal data or information is considered necessary for the purpose for which it is being collected and even in such a case, You will be made aware of the following: (a) The fact that Your Sensitive Personal Data or Information is being collected; (b) The purpose for which the Sensitive Personal Data or Information is being collected; and (c) The intended recipients of the Sensitive Personal Data or Information. 3.5.2. You shall have the option of not disclosing Your Sensitive Personal Data or Information to Company. In the event that You choose not to disclose Sensitive Personal Information, You may not be able to access multiple areas of the Website or services provided on the Website.

4. Access to User Information

4.1. You shall have the right, upon request, to access and review Your Information provided to Us.

4.2. You may decline to submit identifiable information through the Website, in which case You may not be allowed to access certain features / parts of the Website. If You are a registered user, You may update or correct Your account information and email preferences at any time by logging in to Your account. Alternatively, if You believe that any of Your information held by Us is inaccurate, You may write to Us at hello@collectivecapital.in. It is Your responsibility to ensure that any information You provide to Us remains accurate and updated.

4.3. The Information collected by Us shall not be retained for longer than is required for the purpose for which the information may lawfully be used or is otherwise required under any other law for the time being in force.

Cookies

5. A cookie is a data file placed on a Device when it is used to access the Services. A Flash cookie is a data file placed on a Device via the Adobe Flash plug-in that may be built-in to or downloaded by you to your Device. Cookies and Flash Cookies may be used for many purposes, including, without limitation, remembering you and your preferences and tracking your visits to our web pages. Cookies work by assigning a number to the user that has no meaning outside of the assigning website. If you do not want information to be collected through the use of cookies, your browser allows you to deny or accept the use of cookies. Cookies can be disabled or controlled by setting a preference within your web browser or on your Device. If you choose to disable cookies or Flash cookies on your Device, some features of the Services may not function properly or may not be able to customize the delivery of information to you. You should be aware that CoCap cannot control the use of cookies (or the resulting information) by third-parties, and use of third party cookies is not covered by our Privacy Policy. COCAP may use the services of certain third parties, for the purpose of operating and administering the Website. Such third-party service providers may collect the information sent by Your browser as part of a web page request, including Cookies and Your IP address and such information will be governed by the privacy policies of the third-party service providers which ensure the same level of data protection, if not better, that is being adhered to by Us.

6. Use of Information

Our primary goal in collecting your Personal information or Usage Information is to provide you with an enhanced experience when using the Services. Based upon the Personal Information you provide us when registering for an account, we will send you a welcoming email to with your username and password. We will also communicate with you in response to your inquiries, to provide the services you request, and to manage your account. We will communicate with you by email, telephone, or SMS or text message, in accordance with your wishes. We use your information to closely monitor and analyze how the Website is used, diagnose service or technical problems, maintain which features of the Services are used most, to allow you to view your history, store your bank information on a secure page and to determine which features we need to focus on improving. ecurity; We use your Internet Protocol (IP) address to help diagnose problems with our computer server, and to administer our web site(s). Your IP address is used to help identify you, but contains no personal information about you. We will send you strictly service-related announcements on rare occasions when it is necessary to do so. For instance, if our Services are temporarily suspended for maintenance, we might send you an email. Generally, you may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account. In addition, we may use your Personal Information or Usage Information that we collect about you: To provide you with information or services or process transactions that you have requested or agreed to receive including to send you electronic newsletters. To process your registration with the Services, including verifying your information is active and valid. To confirm Your identity in order to ensure that You are eligible to Use the Website To enable Us to comply with Our legal and regulatory obligations; and To improve the Services or our services, to customize your experience with the Services, or to serve you specific content that is most relevant to you. To contact you with regard to your use of the Services and, in our discretion, changes to the Services and/or the Services' policies. For internal business purposes. For inclusion in our data analytics. For purposes disclosed at the time you provide your information or as otherwise set forth in this Privacy Policy. Please note that information submitted to the Services via a "contact us" or other similar function may not receive a response. We shall notify You if We intend to use Your Personal Information or Sensitive Personal Information for any use not covered herein or in such other additional terms of service or terms of use or agreement that You sign with Us. You will also be given the opportunity to withhold or withdraw Your consent for Your use other than as listed above.

7. Disclosure of Information

7.1. Except as provided for in this Policy, We shall not disclose / transfer Your Sensitive Personal Information to any third party without Your prior consent, unless such disclosure / transfer: (i) is necessary for performance of a contract between Company and You; and You have authorized Us to share the Sensitive Personal Information; or (ii) as part of a corporate re-organization, merger, acquisition or sale of business; or (iii) is required under applicable laws or through a court order.

7.2. Third Party Disclosure: We will share Your Personal Information with third parties in the manner described below: 7.2.1. When You place a request for services provided on the Website or otherwise by Us through third parties, We will share Your Personal Information with those parties who are required for providing the services. 7.2.2. We may share Your Personal Information with third parties authorized by You and in such an event, the third parties' use of Your information will be bound by this Policy or by their respective privacy policies which ensure the same level of data protection, if not better, that is being adhered to by Us. 7.2.3. We may disclose Your information to any member of Our related or group companies including Our subsidiaries, Our ultimate holding company and its subsidiaries, as the case may be. 7.2.4. In the event that We sell or buy any business or assets, we may disclose Your Personal Information, with Your prior consent, to the prospective seller or buyer of such business or assets. User, email, and visitor information is generally one of the transferred business assets in these types of transactions. We may also transfer or assign such information in the course of corporate divestitures, mergers, or dissolution. 7.2.5. We may disclose Your Personal Information to third-party service-providers, solely in the course of their provision of services to Us. We will take reasonable precautions to ensure that these service-providers are obligated to maintain the confidentiality of Your information. 7.2.6. We may disclose Your Personal Information, if We are under a duty to do so in order to comply with any legal obligation, or to protect our rights, property, or safety, or those of Our Users, or other third parties. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction. 7.2.7. We may disclose Your information, without Your prior consent, to governmental and other statutory bodies who have appropriate authorisation to access the same for any specific legal purposes.

7.3. Company requires all third parties with whom it shares any Sensitive Personal Information to implement the same level of data protection that Company has adopted, as provided for under the IT Rules.

8. Links to Third Party Sites

It is possible that throughout our contacts with you, we will provide/include connections and hyperlinks to third-party websites that are not under our control. Additionally, it's possible for you or other Users to include connections and hyperlinks to other websites. It is not implied that CoCap endorses any third-party websites listed (by you, other Users, or Us) on this page. The terms of such third-party websites will apply to you when you access them because they are controlled by their own terms and conditions. When visiting or using third-party websites, you must exercise caution. Regarding the performance and availability of any of the third-party websites, we make no promises. We are not responsible for the content, terms of use, privacy policies and practices of such third-party websites. We do not bear any liability arising out of your use of third-party websites.

9. Security

9.1 We place a high priority on the security of your personal information. To safeguard the security of the Personal Information acquired, we have implemented appropriate security practises and procedures such as role-based access, secure communication, password protection, encryption, etc. 9.2 We only allow those employees, agents, third-party service providers, partners, and agencies of ours and our affiliates who have a legitimate need to know about your Personal Information in connection with the above-mentioned Purposes and who also agree to adhere by this Privacy Policy, access to it. 9.3 While we will endeavour to take all reasonable and appropriate steps to keep secure any information which we hold about you and prevent unauthorized access, you acknowledge that the internet is not 100% secure. We will not be liable in any way in relation to any breach of security or unintended loss or disclosure of information caused in relation to your Personal Information.

10. Indemnity

You agree to indemnify and hold Company harmless from:(i) any actions, claims, demands, suits, damages, losses, penalties, interest and other charges and expenses (including legal fees and other dispute resolution costs) made by any third party due to or arising out of any violation of the terms of this Policy; or (ii)any acts or deeds, including for any non-compliance or violation, of any applicable law, rules, regulations on Your part; or (iii) for fraud committed by You.

11. Severability

We have done everything possible to ensure that this Policy complies with all relevant laws. The entirety of this Policy shall remain legal and enforceable even if any portion of it is found to be invalid or unenforceable.

12. No Waiver

The rights and remedies given by this Policy may be used in conjunction with any other rights or remedies granted by law and may be invoked as frequently as necessary. Only in writing may it be waived. Any right or remedy that is not exercised or is exercised late does not result in a waiver of that right or remedy or any other right or remedy.

13. Governing Law and Grievance Officer

In accordance with the Information Technology Act 2000, We have appointed a grievance officer, to address any concerns or grievances that you may have. If you have any such grievances, please write to our grievance officer, Sameer Babu Shaikh at hello@collectivecapita.in and our officer will attempt to resolve your issues in a timely manner.

Compliance with the Law: The contents of this Privacy Policy are governed by the laws of India. You are not allowed to use the services of the Website if any of the terms of this Privacy Policy are not in accordance with the applicable laws of your country.

Any action, disagreement, or difference arising out of or relating to this Policy (a "Dispute") shall, in the first instance, be resolved through good faith negotiations between the parties hereto. These negotiations shall commence as soon as possible and within 15 (fifteen) days after one party has given the other party a written request for such consultation. After 15 (fifteen) days of the start of negotiations, if the parties are unable to come to an agreement, the dispute will be sent to arbitration, where it will be fully settled in line with the applicable rules with the Arbitration and Conciliation Act, 1996, as amended from time to time and rules prescribed thereunder. When any Dispute is under arbitration, except for the matters under dispute, Company and You shall continue to exercise the remaining respective rights and fulfil the remaining respective obligations under this Policy.

The arbitration shall be conducted by a sole arbitrator jointly appointed by Company and You. If parties fail to appoint an arbitrator within 30 (thirty) days after service of the notice of arbitration, such arbitrator shall be appointed in accordance with provisions of the Arbitration and Conciliation Act, 1996. The venue of arbitration shall be Hyderabad, Telangana, India.

15. Foreign Jurisdiction

The company makes no claims that the information on the website is suitable for use outside of the Republic of India or that it can be accessed from other locations. You do so at your own risk and are in charge of adhering to local laws if you use or access the Website from a country other than the Republic of India.

16. Changes to the Policy

We reserve the right, at any time, to add to, change, update, or modify this Privacy Policy so please review it frequently. If we do, then we will notify you here, as well as by posting a notice on our site and/or by e-mailing you, along with a description of any changes (material or otherwise) and, where appropriate, a link to the modified policy so that you can review it. In all cases, use of information we collect is subject to the Privacy Policy in effect at the time such information is collected.

17. Contact

Please address any questions You may have about the collection, processing, usage, disclosure of Your information in writing to Us at hello@collectivecapital.in. You can always withdraw Your consent for usage, processing of Your information by Us by writing to Us at the address mentioned above

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